Friday 2nd May 2025
非洲记者报道
The Islamic Development Bank Institute (IsDBI) has been granted a U.S. patent for its innovative Smart Voucher System, a blockchain-based solution designed to enhance financial inclusion and support social impact initiatives.
The Smart Voucher System allows regulatory authorities to authorize selected service providers, such as privatized enterprises, schools, and hospitals, to offer goods or services to eligible beneficiaries. Funded through sales tax proceeds, the system serves as a tax-credit receipt and supports social impact financial instruments.
Integrating financial inclusion, tax incentives, and resource mobilization, the system securely allocates token-backed vouchers to support financial accessibility. Originally developed in 2018, the system had previously received a fintech patent from Singapore’s Intellectual Property Office in 2021.
Dr. Sami Al-Suwailem, Acting Director General of IsDBI, stated that the patent underscores the Institute’s commitment to pioneering fintech applications that drive inclusive social and economic development.
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